We have considered the broad issues of what to do immediately
after an accident, how to find a good injury lawyer if you have been injured
and how to put a value on your claims. Now, we come to the chapter
that deals with the details of actually filing a lawsuit and going to
trial. This is a long chapter so, I will outline it briefly at the start.
If you are unable to reach a settlement with an individual or insurance
company, a lawsuit will have to be filed and your case will have to
be tried.
I will begin this discussion with a look at statutes of limitations.
This may be the most important topic in the entire book.
You must must file a lawsuit within the time limits provided
by the applicable statutes of limitations or you lose all of your
rights to seek compensation for your injuries. You cannot file
a lawsuit, cannot make an insurance claim nothing. Once
that deadline passes, you lose all those rights.
Then I will explore the litigation process, from the commencement
of the lawsuit through trial as well as some related issues that
will help you to better understand the process.
The first section regarding
commencement of the lawsuit explores the drafting of a complaint,
filing the complaint, serving it and answers served by the defendant.
The subsequent section deals with discovery, wherein parties
exchange information and documents pertinent to the issues of the case.
This includes written discovery tools, such as interrogatories,
requests for production of documents and requests for admissions, as
well as depositions, which involved asking questions orally of a party
or witness and recording the answers using a court reporter.
Following the discovery section, I will discuss mediation and offers
of personal injury judgment, two tools designed to encourage the settlement of
lawsuits prior to trial, are covered.
The next section covers trial itself,
beginning with preliminary issues such as burden of proof, which is
the level of proof required in order to win your case, preparing for
trial, getting to know the courtroom and courtroom etiquette.
The chapter ends by covering some additional related topics including
an explanation of hearsay, which many people misunderstand,
privileges, which prevent and/or allow people not to testify in some
circumstances and issues regarding actual collection of money when
you win your case.
Statutes of Limitations
What is a statute of limitations?
It is, quite simply, a limit on the amount of time that you have to
file a lawsuit. If you do not file before the expiration of that timeframe,
you lose the right to bring any claim or lawsuit, forever. Furthermore,
there are no excuses and no exceptions. If the personal injury attorney’s car breaks down on
the way to the courthouse and the case does not get filed, that is too
bad. The case cannot then be filed.
Errors involving statutes of limitations are responsible for many
injury lawyer malpractice cases in the United States.
When a injury lawyer forgets or waits until the last minute and something
goes wrong and he or she does not get the case filed on
time, he or she has almost certainly committed malpractice.
Because of this, I always try to file cases at least a week before
the deadline just to be safe.
Statutes of limitations vary from state to state and from one type
of case to another. Common time limits for personal injury cases are
two years or three years. In other words, although statutes of limitations
range from less than two years to more than three years, two-year
and three-year limitations periods are common among the states.
Again, I want to stress that these times vary, so you need to
check to see what the limitations period is where your case
will be filed. In this chapter, for purposes of explanation only,
we will use a two-year time limit.
If the statute of limitations for personal injury lawsuits in your
state is two years, you must file your lawsuit within two years of the
date that the personal injury occurred. The time period is usually
measured from the day that the personal injury occurred or in some
jurisdictions the following day (unless the discovery rule or another
exception applies).
So, if you are in a car accident on March 10, 2001 and there is a
two year statute of limitations in your state, you have until March 10,
2003 (or possibly March 11, 2003, depending on the rules) to file a
lawsuit or you lose the right to bring a lawsuit forever. If the last day
of the time limits falls on a weekend or holiday in which the courts are
closed, then the final day is usually the next day in which the courts
are open. However, to be safe, make sure your state does not then
make the limit the day before the holiday or weekend.
While statutes of limitation do not directly control insurance
claims, they do indirectly control claims. An insurance claim
against a tortfeasor is directly linked to your ability to sue that
party. Thus, if the statute of limitations deadline passes, you
cannot file a lawsuit and consequently you also cannot bring
an insurance claim or any other claim for your injuries.
Your right to compensation for your injuries expires when the
statute of limitations period runs out. |